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Why does TransUnion not have enough information to get my credit score?

SOLVEDby TurboTax3Updated almost 2 years ago

There are several possible reasons TransUnion doesn't have enough information to provide your credit score. Here are a few:

  • You haven’t yet established credit
    • You’ve never had a credit account (such as a car loan or credit card), or your credit has been inactive for years
  • You’ve recently started to establish or re-establish your credit
    • It can take as long as four to six months for a newly-opened account to be reported by your creditor and tracked by TransUnion
  • TransUnion believes you're deceased
    • The Social Security Administration provides a Master Death Index to credit bureaus, other businesses, and government agencies. If your social security number ends up on that list, you're presumed to be deceased. Contact the Social Security Administration to fix this

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